If you’re approaching Medicare age or are already enrolled in the program, you may have heard of AARP Medicare. But what exactly is AARP Medicare, and how does it differ from traditional Medicare? In this blog post, we’ll dive into the ins and outs of AARP Medicare, including what it covers, how to enroll, and why it might be a good option for you. By the end, you’ll have a better understanding of AARP Medicare and whether it’s the right choice for your healthcare needs.
What is AARP?
AARP Medicare, also known as the American Association of Retired Persons, was founded in 1958 by Ethel Percy Andrus, a retired teacher and principal. The organization was established to provide support and resources to seniors and retirees, including healthcare coverage.
Introduction to AARP Medicare
AARP Medicare is a health insurance program specifically designed for members of the American Association of Retired Persons (AARP). It is a joint venture between AARP and UnitedHealthcare, one of the largest health insurance providers in the United States.
As many retirees and the aged peoples are on fixed incomes and have different healthcare demands than young people, AARP Medicare was established to meet their financial and practical healthcare needs. Medicare from AARP comes in a few different coverage plans, including Medicare Advantage, Medicare Supplement, Medicare Part D, and Medicare Special Needs.
Members of AARP can greatly benefit from AARP Medicare since it provides them with easy access to high-quality medical care and helps them keep their healthcare costs down. Members of AARP have access to a variety of healthcare options and can select the coverage plan that best suits their requirements and budget.
As per a recent press release by AARP Medicare, they have nearly 38 million members nationwide. Resource Link
Benefits of Joining AARP
We’ve all heard of AARP Medicare, but many of you are still unsure about the benefits of becoming a member.
One of the biggest benefits of joining AARP is access to their health insurance plans. These plans are designed specifically for people over the age of 50 and can provide members with significant savings on their premiums.
In addition to health insurance, AARP also offers members discounts on hotel stays, car rentals, and many other products and services. They also offer a lot of ways to learn, like classes and seminars on things like planning for retirement and how to invest money.
For people over the age of 50, AARP membership can be a great way to save money on your health insurance premiums and get access to discounts on travel and many other products and services.
Click here to learn more about the benefits of joining AARP Medicare.
AARP Medicare Plans
AARP Medicare plans are healthcare coverage options specifically designed for members of the American Association of Retired Persons (AARP). These plans are offered through a joint venture between AARP and UnitedHealthcare, one of the largest health insurance providers in the United States. AARP Medicare plans are designed to meet the financial and practical healthcare needs of retirees and seniors on fixed incomes, who may have different healthcare demands than younger individuals.
When choosing an AARP Medicare plan, it’s important to consider your individual healthcare needs and budget. Here are a few factors to consider when selecting an AARP Medicare plan:
- Coverage: Make sure the plan you choose covers the healthcare services you need. This includes both medical and preventive care, as well as any specialty care you may require.
- Cost: Consider the monthly premiums, deductibles, copays, and coinsurance associated with each plan. Determine what you can afford and what makes the most sense for your budget.
- Provider network: Check to see if the doctors, hospitals, and other healthcare providers you use are in-network under the plan you are considering.
- Prescription drug coverage: If you take prescription medications, make sure the plan you choose provides coverage for those drugs.
- Additional benefits: Some AARP Medicare plans offer additional benefits, such as dental, vision, and hearing coverage. Consider if these benefits are important to you and factor them into your decision.
It’s also important to keep in mind that AARP Medicare plans may change from year to year, so it’s a good idea to review your coverage and options annually to ensure you have the coverage that meets your needs.
AARP Medicare Services
AARP Medicare offers a range of services and resources to help its members access and manage their healthcare. These include:
- MyAARPMedicare: MyAARPMedicare is an online platform that allows members to view and manage their coverage, find doctors and providers in their area, track their medical history, and access their prescriptions and medical supplies.
- Health and wellness resources: AARP Medicare provides a variety of resources to help members stay healthy and informed about their healthcare. These include health assessments, fitness and nutrition resources, and information about preventive care services.
- Customer service: AARP Medicare offers customer service support to help members with questions or concerns about their coverage. This can include assistance with billing, claims, and finding providers.
- Additional benefits: Some AARP Medicare plans offer additional benefits, such as dental, vision, and hearing coverage. These benefits may be accessed through MyAARPMedicare or through participating providers.
By taking advantage of these services and resources, AARP Medicare members can manage their healthcare needs and make informed decisions about their coverage.
AARP Medicare Coverage
AARP Medicare Healthcare Coverage Options
AARP Medicare offers a variety of healthcare coverage options to meet the needs of its members. These include:
- Medicare Advantage Plans: These plans cover the same things as Original Medicare (Parts A and B), and they may also cover prescription drugs, dental, vision, and hearing care.
- Medicare Supplement Plans: These plans are made to cover things like copayments, coinsurance, and deductibles that original Medicare doesn’t cover.
- Medicare Part D Prescription Drug Plans: These plans provide coverage for prescription drugs not covered under original Medicare.
- Medicare Special Needs Plans: These plans are made for people who have specific health needs, like being in a nursing home or having a long-term illness.
It is important to note that the types of plans available to you may vary based on your location and individual needs. We recommend speaking with a Medicare representative or using the MyAARPMedicare platform to explore the options available to you.
Services provided by AARP Medicare Coverage
AARP Medicare provides coverage for a variety of healthcare services, including:
- Hospitalization: AARP Medicare covers inpatient hospital stays, including surgery, nursing care, and other related services.
- Doctor visits: AARP Medicare covers visits to primary care physicians and specialists, as well as diagnostic tests and screenings.
- Prescription drugs: Some AARP Medicare plans include coverage for prescription drugs, either through the plan itself or through a separate Part D Prescription Drug Plan.
- Preventive care: AARP Medicare covers a number of services, like annual checkups, vaccines, and screenings, that help members stay healthy and avoid getting sick.
Please pay close attention to the coverage terms of your AARP Medicare plan, as there may be things that aren’t covered or limits on coverage. If you have questions or concerns about your coverage, you can talk to AARP Medicare customer service.
In conclusion, AARP is a great organization that offers many benefits to its members. If you are over the age of 50, I highly recommend joining AARP. Not only will you be able to take advantage of their discounts, but you will also have access to their many resources and services. In addition, as a member of AARP, you will be helping to support their important work advocating for seniors and retirees across the country. Thanks for reading!