AARP vs AMAC: Navigating the Benefits Landscape in 2023

In this comprehensive blog post, we’ll dive deep into the world of AARP and AMAC, comparing their benefits and offerings to help you decide which organization best suits your needs. Keep reading to discover the unique features and advantages of each organization, along with a detailed comparison to make your decision easier.

As we age, it’s essential to have access to resources and support networks that cater to our unique needs and requirements. Two of the most prominent organizations offering such support to senior citizens are the American Association of Retired Persons (AARP) and the Association of Mature American Citizens (AMAC).

In this blog post, we’ll provide an in-depth comparison of AARP and AMAC, exploring their memberships, benefits, and the various advantages they offer their members. This comprehensive guide aims to help you make an informed decision when choosing between these two organizations.

About AARP

AARP: American Association of Retired Persons

Brief History of AARP

Founded in 1958, AARP (American Association of Retired Persons) is a well-established non-profit organization with offices in all 50 states, Washington D.C., Puerto Rico, and the U.S. Virgin Islands. Although it initially catered to retired individuals, AARP now welcomes members of all ages, with its membership mainly comprising individuals over the age of 50. The organization boasts an impressive membership of 38 million people and is known for its significant lobbying presence.

Company DetailsDescription
NameAmerican Association of Retired Persons (AARP)
HeadquartersWashington D.C., United States
Membership Base38 million
Membership Fee$16 per year
Political LeaningsLiberal
Key ServicesInsurance, Discounts, Employment Assistance, Financial Assistance
Still want to know more about AARP and its Medicare service? Check out this blog post on AARP Medicare.

AARP Membership

Eligibility Criteria

AARP membership is open to people of all ages, with no retirement or age restrictions. Members under the age of 50 are granted an Associate Membership, which excludes age-restricted benefits.

Membership Fees and Options

AARP’s annual membership fee is $16, with the option to cancel at any time. They also offer multi-year membership plans at discounted rates. Spouses can be added to the primary membership policy at no extra cost.

AARP Benefits

Home and Auto Insurance

AARP has partnered with various insurance providers to offer members exclusive discounts on home and auto insurance policies. Members can save up to 20% on their home insurance policy with the Home Insurance Program from The Hartford, which also provides AARP-specific renter’s insurance. The AARP Auto Insurance Program from The Hartford offers a 5% discount when purchased in conjunction with homeowner’s insurance. Additionally, the AARP Auto Buying Program helps members save on vehicle purchases, while the AARP Smart Driver course can lower auto insurance premiums.

Medical Insurance

AARP members have access to several medical insurance options. AARP MyVision Care through EyeMed offers three different vision insurance plans, while Delta Dental insurance guarantees acceptance for AARP members. The AARP Hearing Care Program provides discounts on hearing needs, and AARP Prescription Discounts cover prescription costs not covered by other policies or Medicare Part D. Members also qualify for discounts on AARP Long-Term Care Options from New York Life and Short-Term Care Insurance from Medico. A variety of supplemental insurance plans are available to those enrolled in Medicare Parts A and B.

Pet Insurance

AARP pet parents can enjoy a 10% member discount on pet health insurance and the Petplan Visa Prepaid Card.

Travel and Entertainment Discounts

AARP membership grants access to the AARP Travel Center Powered by Expedia, discounts on excursions, car rentals, airport parking, restaurants, and hotels. Members can save 15% at Denny’s or 10% at Outback Steakhouse and other select eating establishments. Regal movie theater tickets and refreshments are discounted throughout the U.S., and members can get a 40% discount on books through the AARP Bookstore. AARP also offers free online games to keep your mind sharp as you age.


AARP is known for its strong advocacy for senior rights. They actively lobby for important issues such as Medicare, Social Security, and prescription drug prices. They provide resources to help their members vote and stay informed about political issues that impact senior citizens.

For more detailed information on Medicare options with AARP, you can visit MyAARPMedicare.

About AMAC

AMAC: Association of Mature American Citizens

Brief History of AMAC

The Association of Mature American Citizens (AMAC) was founded in 2007 as a conservative alternative to AARP. With over two million members, AMAC is smaller than AARP but growing rapidly. The organization seeks to protect the interests of seniors, while also promoting traditional American values.

Company DetailsDescription
NameAssociation of Mature American Citizens (AMAC)
HeadquartersLady Lake, Florida, United States
Membership BaseNot specified
Membership Fee$16 per year
Political LeaningsConservative
Key ServicesInsurance, Discounts, Employment Assistance, Financial Assistance

AMAC Membership

Eligibility Criteria

AMAC, like AARP, is open to individuals of all ages, with no retirement or age restrictions. However, AMAC’s primary focus is on individuals aged 50 and above.

Membership Fees and Options

The cost of an annual AMAC membership is $16, with options for multi-year memberships at discounted rates. Spouses can be added to the primary membership at no extra cost.

AMAC Benefits

Home and Auto Insurance

AMAC members can access home and auto insurance discounts through AMAC’s partnership with several insurance providers. They offer competitive rates on home, condo, and renter’s insurance through their Home Insurance Program. Their Auto Insurance Program also provides competitive rates and exceptional coverage.

Medical Insurance

AMAC offers a variety of medical insurance options to its members. AMAC Health Insurance Program provides members with competitive insurance quotes and personalized assistance. They also provide options for dental and vision insurance, in addition to hearing care and prescription discount programs.

Pet Insurance

AMAC Pet Insurance provides comprehensive pet health coverage with a 10% member discount. The policy covers accidents, illnesses, and preventive care.

Travel and Entertainment Discounts

AMAC members can avail discounts on travel and entertainment options, such as car rentals, hotels, and restaurants. AMAC’s Travel Service provides discounts on cruises, tours, and vacation packages. Members can also save on movie tickets, theme park tickets, and other recreational activities.


AMAC actively advocates for the rights of seniors, with a particular focus on conservative values. They lobby for issues such as tax reform, social security, and Medicare, and they also provide resources to help members stay informed on these topics.

AARP versus AMAC: Comparison

Now that we’ve provided an overview of both AARP and AMAC, let’s dive into a comparison of their key benefits and offerings.


Both AARP and AMAC charge an annual membership fee of $16, with discounted rates for multi-year memberships. Both organizations allow spouses to join the primary membership at no additional cost.


AARP and AMAC offer similar insurance options. Both provide discounts on home, auto, medical, and pet insurance. However, the specific providers and discounts may vary between the two organizations.

Travel and Entertainment

Both organizations offer travel and entertainment discounts. However, AARP has a more extensive network of partnerships, which may provide a wider range of discounts to its members.


AARP and AMAC both have strong advocacy programs. AARP has a more significant lobbying presence, while AMAC focuses on conservative values and issues.

You can also check out this simplified comparison table with some major factors on the list:

Year Founded19582007
Membership Fee$16 per year$16 per year
Membership Base38 millionNot specified
Insurance OffersHome, Auto, Medical, PetHome, Auto, Medical
Travel and EntertainmentDiscounts on travel, dining, books, moviesDiscounts on travel, dining, movies, theme parks
Everyday DiscountsDiscounts at various retailers and servicesDiscounts at various retailers and services
Employment AssistanceAARP Job Board, resume review and writingJob search at
Financial AssistanceOnline financial tools, AARP Fraud Watch NetworkAccess to AMAC’s Social Security Report website
Political LeaningsLiberalConservative
Please note that this table provides a broad overview, and both AARP and AMAC offer a wide array of additional benefits not listed here. For a more comprehensive understanding, refer to the complete descriptions in the blog post.

Conclusion: Which is better?

Choosing between AARP and AMAC depends on your personal needs, values, and interests. Both organizations offer valuable benefits, but their focus areas and political stances differ. It’s important to research and compare these organizations based on your unique needs and priorities. Remember, the best choice is one that provides the most value to you.

We hope this detailed comparison of AARP and AMAC has been useful and has helped clarify your choices. As always, we’re here to help guide you through these important decisions. Be sure to check back for more insightful content on navigating the golden years with confidence and peace of mind.

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